CelebRATE Liberty First Credit Card

Liberty First Credit Union was established when a group of local Burlington Railroad employees banded together to help their colleagues find better banking options, like lower loan rates and higher savings rates. By 1935, we were chartered and officially organized as a state credit union, under our original name “Burlington Employees Cooperative Credit Union Association.”

Today, we have a physical presence Omaha, Lincoln, and Seward, yet, we’re still that family organization—just a bunch of “people helping people.” Our members are our partners, and we’re committed to helping them throughout their lives, whether they’re buying their first car, first home, or shopping for the perfect retirement plan. We truly have our members’ best interests at heart. As your financial partner, we’re dedicated to preparing you for the road ahead. Let’s make the journey together.

We are committed to helping our members achieve financial success. As a member of Liberty First Credit Union, you can count on the following promises:

• We take ownership of member requests and focus our attention to exceed their expectations.
• We build genuine relationships with each member to create a unique experience. We put their best interests first.
• We are committed to the prosperity of the communities we serve.
• We demonstrate integrity in every interaction to uphold member confidence.

At Liberty First, our mission is to help our members achieve financial success. We actively work to make a difference by donating over $20,000 to local non-profits and volunteering over 1,400 hours every year in our community. To learn more about our community involvement, click here.

At first glance, there may not seem to be much difference between credit unions and banks. They both offer similar products and services. However, there are some critical factors that set the two apart.

Credit unions are member-owned, not-for-profit financial cooperatives dedicated to improving members’ lives. In fact, they are the only democratically-controlled financial institutions in the United States. You and other members elect a volunteer board of directors to oversee the credit union. The president/CEO reports to this board. Bank directors, however, are paid and are legally bound to make decisions that benefit stockholders. Banks make money for stockholders, not for customers.

Because credit unions aren’t focused on making a profit, we’re able to offer lower rates on loans and higher earnings on savings. Interest rates on credit cards and auto loans average one- to one-half percentage points lower than bank rates. Money market, savings and interest checking accounts provide higher rates—giving back more to members.

Additionally, credit unions educate members about money matters. We provide resources such as newsletters, educational brochures and seminars to help you make informed financial decisions. In short, you and other members are the focus of credit unions. You have a say in how we do business. You can let us know how we’re doing and what services you want by us toll-free at 1-402-465-1000.